Terms and Conditions of Use for Hilosevorax
These Terms describe your responsibilities and rights when using hilosevorax.com in Australia. Please review them carefully before proceeding with our services.
October 15, 2025
Acceptance of Terms
By accessing this website or our services, you agree to comply fully with these Terms. If you do not agree, you should not use the site.
Definitions
Key words and terms in these Terms are outlined for your understanding.
Consultation: Any conversation or communication involving financial planning advice discussed with our team.
Content: Materials, insights, text, or documents provided on our site, as referenced by you or our consultants.
User: Any person accessing our services or website, whether as a client or participant.
Australian Law: Refers to all local and national regulations governing our services.
Service Usage Guidelines
Use services respectfully and legally. Misuse—including false representations or unauthorised activity—may result in restricted access.
Eligibility
Services are available to Australian residents aged 18 or older. Access by those under 18 is not permitted.
Services are not for users under 18.
User Responsibilities
Each user must act lawfully, upholding the principles set out here.
Prohibited Uses
The following actions are not permitted while using our site or services:
Intellectual Property Rights
Hilosevorax retains all intellectual property rights to site content, branding, and materials, except when otherwise referenced. You may not use, copy, or distribute materials without permission.
User-Provided Content
Any information provided by you is considered non-confidential unless otherwise specified. We reserve the right to use feedback to improve services.
Your Content Rights and Limits
You grant us a right to use your input for service improvement but retain ownership of your personal data as required by law.
Privacy Policy Reference
Personal data processing fees are subject to protections under our Privacy Policy. Review the policy for further information and your rights.
Review our privacyWebsite Disclaimer Notice
Information presented on this website is provided for general knowledge and does not constitute personal legal or financial advice.
Reliance limitations apply
We encourage users to seek independent advice before acting on site content. See the Disclaimer for details.
Liability Limitation Clause
Our liability is limited to what the law prescribes in Australia. No guarantee of outcome or result is provided. Results may vary.
Indemnification
You agree to defend, indemnify, and hold Hilosevorax harmless from claims arising from your use of this site.
Dispute Resolution Procedures
All disputes are settled under Australian arbitration or mediation frameworks.
Arbitration
We may require confidential binding arbitration for dispute settlement.
This does not limit statutory consumer protections.
Online Dispute Resolution
You may contact Australian authorities for further consumer dispute support.
See our disclaimer pageSeverability
If a provision is invalid, others remain in effect.
Entire Agreement Provision
These Terms, along with other posted policies, form your complete agreement with us.
Applicable Law Statement
Australian state and federal law applies to all terms, conditions, and disputes.
Termination
We reserve the right to terminate access to our site or services for breach of terms at any time.
Modifications
We may revise or update these Terms without advance notice. Continued use is consent to new terms.
Contact for Terms Enquiries
Contact us with questions or clarification regarding these Terms.
Email address: content@hilosevorax.com
Phone number: +61 3 9333 8037
Office address: 265 King Street, Newcastle, NSW 2300 Australia
Effective date of Terms: October 15, 2025
Version: 3.1